AIA, Alera Group Insights

Many employers rely on a robust benefit package to attract and retain employees. The challenge is determining which benefits will appeal to a diverse employee base. The best solution for many employers is customization. A benefits package that goes beyond the usual medical, dental and vision... Find out more »

Perhaps you’ve seen the ad on Facebook or elsewhere, noting runners have a “35 percent lower risk of all-cause mortality” and may be eligible for life insurance discounts. In light of research revealing the health benefits of running—lower blood pressure, cholesterol and ratio of weight... Find out more »

Employers have a lot of options for increasing the appeal of their benefits plans. But there are also certain minimums to comply with — benefits required by law. Here is a list of benefits required by either the federal government or by state governments. Required The federal government... Find out more »

A bill that members of Congress are considering would substantially change federal rules governing workplace wellness programs, lifting limits on the inducements that can be used to persuade workers to provide personal health information, according to a brief by the Kaiser Family... Find out more »

Guide dogs and service dogs have helped individuals with disabilities navigate life for decades. Now you also see assistance animals, therapy animals and emotional support animals. What’s the difference and what’s the law? Many people legitimately need service, support or therapy animals,... Find out more »

Every day, 60 people die from opioid pain medications in America. That’s 22,000 people every year. Opioids are being overprescribed and they’re now the #1 cause of unintentional death in the United States. Not surprisingly, this “hidden epidemic” is impacting businesses. The National Safety... Find out more »

As more employers offer high-deductible health plans amid rising healthcare costs, health savings accounts are becoming increasingly popular in the workplace — especially among millennials. In 2016, less than a third of eligible millennials under the age of 26 participated in an HSA, but that... Find out more »

There are insurance coverages that all businesses need, some that all business should consider, and some that you need only if you have special risk exposures. Have you considered the following 6 types of liability coverage for your business? 1. Home-based business insurance. The standard... Find out more »

There’s no indication that medical costs will be decreasing anytime soon. PwC (PricewaterhouseCoopers), the second largest professional service firm in the world, released a study indicating that medical costs could increase more than six percent this year, with larger increases coming in the... Find out more »

A vendor survey found that 39 percent of employees want to buy identity theft insurance through their employer. Is your organization providing this valuable benefit? Identity theft occurs when someone uses another person’s personal identifying information without authorization to open charge... Find out more »