What Employers Need to Know About the New Transparency Rules

November 22, 2019
Proposed Transparency Rule Released Following President Trump’s Executive Order on Improving Price and Transparency in American Healthcare, one final and one proposed rule was released by HHS and CMS that aim to increase price transparency for hospitals and insurance companies.  These... Find out more »

Two Medicare Enrollment Periods for 2020 Benefits

November 19, 2019
Happy with your Medicare benefits? Not interested in making changes for 2020? Great! You don’t have to do a thing. However, if you’re ready to make a change, there are two Medicare enrollment periods — one of which is now in full swing. The fall enrollment period runs from... Find out more »

IRS Releases Draft 2019 ACA Reporting Forms and Instructions

November 14, 2019
The IRS has released draft forms and instructions for the 2019 B-Series and C-Series reporting forms (Forms 1094-B, 1095-B, 1094-C and 1095-C) used by employers and coverage providers to report certain information to full-time employees and the Internal Revenue Service (IRS).  As... Find out more »

Will College Savings Plans be Necessary if College is Free?

November 12, 2019
Free college tuition is an appealing idea as higher education costs continue to rise. Can the proposals of presidential candidates be counted on? The 2020 presidential election is a year away, yet one issue already is grabbing the public’s attention. Many candidates are promising student... Find out more »

Alera Group Acquires Capital Region Benefits

Alera Group, a national employee benefits, property and casualty, retirement services and wealth management firm, today announced that it has acquired Capital Region Benefits, effective November 1, 2019. Capital Region Benefits, an independent insurance agency located in Camp Hill, Pennsylvania,... Find out more »

Health FSA Contribution Limit Increases to $2,750 for 2020 Plan Years

November 7, 2019
IRS Increases Health FSA Contribution Limit for 2020, Adjusts Other Benefit Limits On November 6, 2019, the Internal Revenue Service (IRS) released Revenue Procedure 2019-44, which raises the health Flexible Spending Account (FSA) salary reduction contribution limit by $50 to $2,750 for plan... Find out more »

A Beneficiary’s Guide to Filing a Life Insurance Claim

November 6, 2019
A life insurance policy can be a thoughtful way to provide for loved ones after you die. But what happens if you are the beneficiary of someone’s life insurance policy? Losing someone close to you is a difficult situation. Fortunately, however, filing a claim is usually straightforward.... Find out more »

Alera Group Acquires HR inTune

Alera Group, a national employee benefits, property and casualty, risk management and wealth management firm, today announced that it has acquired the business assets of HR inTune, effective October 1, 2019. HR inTune, located in Berwyn, Pennsylvania, is a human resource consulting firm that... Find out more »

Massachusetts Employers Must File HIRD Form by December 15

November 5, 2019
As part of Massachusetts’ expanded Employer Medical Assistance Contribution (EMAC) program, employers with 6 or more employees in Massachusetts must submit a health insurance responsibility disclosure (HIRD) form annually, which collects information about employer-sponsored health insurance... Find out more »

On the Road Again – But With Insurance

November 1, 2019
Traveling for work can be exciting, but only if you know that your coverage has your back! Whether you're traveling by plane, train or automobile, you can have peace of mind knowing that your travel insurance can protect you against every traveler's worst... Find out more »