Will College Savings Plans be Necessary if College is Free?

November 12, 2019
Free college tuition is an appealing idea as higher education costs continue to rise. Can the proposals of presidential candidates be counted on? The 2020 presidential election is a year away, yet one issue already is grabbing the public’s attention. Many candidates are promising student... Find out more »

A Beneficiary’s Guide to Filing a Life Insurance Claim

November 6, 2019
A life insurance policy can be a thoughtful way to provide for loved ones after you die. But what happens if you are the beneficiary of someone’s life insurance policy? Losing someone close to you is a difficult situation. Fortunately, however, filing a claim is usually straightforward.... Find out more »

On the Road Again – But With Insurance

November 1, 2019
Traveling for work can be exciting, but only if you know that your coverage has your back! Whether you're traveling by plane, train or automobile, you can have peace of mind knowing that your travel insurance can protect you against every traveler's worst... Find out more »

Travel Insurance for Peace of Mind

October 22, 2019
The last thing you want to think about when planning your dream vacation is canceling your trip. Still, it pays to plan ahead and travel insurance can be one of the most important items you take. Travel insurance generally covers trip cancellations, medical emergencies, travel delays and lost... Find out more »

Health Savings Accounts – One Key to a More Comfortable Retirement

October 11, 2019
Most people know that a 401(k) plan is a valuable retirement tool. It’s less well-known that a health savings account (HSA) also is a valuable retirement tool. Not only is an HSA a great way to save for medical expenses while employed, but the same savings account also can be used during... Find out more »

8 Exceptions to the Course of Employment Rule

October 7, 2019
To better understand course of employment rules it’s useful to look at the exceptions. When someone is injured on the job, the connection — or nexus — between the job and the injury is usually clear and indisputable. But sometimes, it’s not. For instance, say you work at... Find out more »

Genetic Testing Protections and Limitations

October 2, 2019
When the federal government passed the Genetic Information Nondiscrimination Act (GINA) in 2008, the law provided a starting point and baseline to prevent insurance carriers from using genetic testing information to determine rates. Today, as genetic testing kits have become even more popular,... Find out more »

Health Savings Accounts – One Key to a More Comfortable Retirement

September 30, 2019
Here’s what your employees need to know about health savings accounts Most people know that a 401(k) plan is a valuable retirement tool. It’s less well-known that a health savings account (HSA) also is a valuable retirement tool. Not only is an HSA a great way to save for medical... Find out more »

Pros and Cons of Excluding Owners and Officers from Workers’ Comp Coverage

September 26, 2019
Some businesses decide owners and officers workers’ compensation coverage is unnecessary, but the potential savings need to be weighed against the risk of not having it. Although employers in most states are required to provide workers’ compensation insurance to employees, including... Find out more »

New Rule Offers New HRA Options

September 23, 2019
Business owners now have a way to help their employees get individual health care coverage. The U.S. Departments of Health and Human Services; Labor; and Treasury released a new rule in June that allows employers to contribute to Individual Coverage Health Reimbursement Arrangements (ICHRA) as... Find out more »