The Five Ws, and One H of Affordable Care Act (ACA) Affordability Safe Harbors

September 23, 2020
This is the seventh article in our Compliance 101 blog series where we use six questions to break down important compliance topics. Below you will learn more about the Affordable Care Act (ACA) Affordability Safe Harbors. Read more below!  Download this... Find out more »

Why All Businesses Need an Insurance Broker

September 22, 2020
“Why do I need a broker?” This is a question that surprisingly gets asked more than you would expect.  In today’s society of consumerism, the internet, and “do it yourself” mentality, tied with the desire to save money, this is a valid question. I would ask in... Find out more »

Wellbeing Resources: Cable Alternatives, Video Calls and Yale Parenting Classes

September 21, 2020
I hope you all had a wonderful weekend!  Below please find this week’s curated list of wellbeing resources.  Feel free to share these resources, as appropriate, with your team. Have a safe and healthy week! Career Wellbeing The Right Way and the Wrong Way to Do Video... Find out more »

What is an Employee Assistance Program?

September 18, 2020
Our hearts go out to all of those affected by the wildfires spreading across the west coast. Currently, the fires have spread across California, Oregon, Washington, and other western states. Alera Group has clients and offices throughout those states and sympathy is with all those... Find out more »

The Five Ws, and One H of Medicare Part D Creditable Coverage Notices

September 15, 2020
This is the sixth article in our Compliance 101 blog series where we use six questions to break down important compliance topics. Below you will learn more about Medicare Part D Creditable Coverage Notices. Read more below!  Download this article. Who is required to... Find out more »

When to Create a Home Inventory

September 14, 2020
Creating a home inventory may seem like a bother, but the day will come when you will be glad you did. If you ever need to file a claim your inventory will make it easy and efficient. Plus, it doesn’t have to be such a bother. Yes, you can write everything down on a list, keep your... Find out more »

Weekly Wellbeing Resources – 9/14/20

I hope you all had a wonderful weekend!  If you only read one of the articles posted below this week, I highly recommend Tara Haelle’s piece on ‘surge capacity’.  ‘Surge Capacity’ is defined as “a collection of adaptive systems — mental and... Find out more »

HIPAA Guidance Amended During COVID 19 Pandemic

September 11, 2020
On August 24, 2020, amended guidance was provided by the Office for Civil Rights (OCR) of the US Department of Health & Human Services, the agency that has jurisdiction to enforce HIPAA. The new guidance allows covered health care providers (e.g., hospitals, pharmacies, laboratories) and health... Find out more »

13 Tips for Avoiding Identity Theft

September 10, 2020
As more and more parts of daily life transition to online, data security is becoming more and more important! Here are 13 tips to protecting your identity.  14.4 million consumers were victims of identity fraud in 2018, according to the 2019 Identity Fraud Study from Javelin Strategy &... Find out more »

The Five Ws, and One H of Section 125 Cafeteria Plan Nondiscrimination Testing (NDT)

September 7, 2020
This is the fifth article in our Compliance 101 blog series where we use six questions to break down important compliance topics. Below you will learn more about Section 125 Cafeteria Plan Nondiscrimination Testing (NDT). Read more below!  Download this article.   Who is required... Find out more »