ERISA Q&A: What You Need to Know

November 26, 2018
If you currently offer, or are planning to offer your employees retirement benefits, make sure you’re familiar with ERISA rules and regulations. As a plan sponsor, you must meet at least minimum ERISA standards. One way to ensure you are compliant is to work with a qualified benefits... Find out more »

Individual ACA Rates are Going Up, Up, Up – Here’s Why

Some areas could see rate increases up to 98 percent Next year may see health insurance premiums on the Affordable Care Act (ACA) Marketplace exchange increase 15 percent, although some states could see rates up to 98 percent higher. For instance, insurers in Maryland requested premium increases... Find out more »

Keeping Up with Medicare Changes

Here’s what you need to know for 2019. Medicare Part A provides basic hospital insurance and is available at no charge to those who are 65 or older — if they paid Medicare taxes while working. For many, though, that amount of coverage is not enough. Some people want a Medicare supplement... Find out more »

The True Cost of an Insurance Policy Is Not Just the Premium

October 24, 2018
Protecting an asset from physical damage is usually at the forefront of what type of insurance to purchase, but have you ever asked yourself what you might be missing?  Is the successful repair or rebuilding of an asset really the biggest and only concern?  The answer to this question is... Find out more »

Wave of the Future: Value-Based Care

September 20, 2018
The practice of insurers paying fee for services to physicians and hospitals is going the way of the dinosaurs. Look for value-based care to replace the current payment model. With the fee for service approach, insurers pay medical providers based on the amount of health care services they... Find out more »

Wave of the Future: Value-Based Care

The practice of insurers paying fee for services to physicians and hospitals is going the way of the dinosaurs. Look for value-based care to replace the current payment model. With the fee for service approach, insurers pay medical providers based on the amount of health care services they... Find out more »

How to Plan for Life’s What-Ifs – with Long-Term Disability Insurance

September 16, 2018
Few people can imagine a day when they will be too ill or injured to work. Unfortunately, it’s not that uncommon. According to the Council for Disability Awareness, more than one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition... Find out more »

10 Tips for Processing Your Insurance Claim

September 14, 2018
Category 3 Hurricane Florence is set to hit the Carolinas within the next two days, with Federal Emergency Management Agency Associate Administrator Jeff Byard calling it “a Mike Tyson punch to the Carolina coast”. Real estate data provider CoreLogic estimates that the hurricane could cost more... Find out more »

3 Tips for a Successful Business Interruption Claim

With Hurricane Florence hitting the Carolinas, property damage and protection is a key concern for many people. Real estate data provider CoreLogic estimates that the hurricane could cost more than $170 billion in property damage. If property damage results in the suspension of your... Find out more »

Alera Group Expands National Presence with Three Acquisitions

September 12, 2018
DEERFIELD, IL — Alera Group, a leading national employee benefits, property and casualty, risk management and wealth management firm, has acquired three firms. Each of these firms has a unique role in expanding the depth and breadth of Alera Group’s resources and national reach. Burnham... Find out more »