Toby is a Senior Account Executive for AIA, Alera Group’s Property & Casualty division and has served in the industry since 1988. He specializes in long-term health care (nursing homes, personal care homes, assisted living, and CCRCs), government entities, municipalities, non-profit organizations, and service sector businesses. Toby provides extra value to his clients through expert analysis of risks and exposures that financially impact organizations along with well-developed strategies that will minimize the impact of unexpected losses. He is passionate about the success of his clients and they see him as a valuable business partner.

Toby obtained the professional designation as a Certified Insurance Counselor from the Society of Certified Insurance Counselors in 2001. His expertise includes products such as directors and officer’s liability, professional liability, employment practices liability, cyber liability, general liability, property, auto, crime, and worker’s compensation.