AIA, Alera Group Insights
Benefit from our broad experience and insights into strategic employee health benefits, property & casualty, human resources, and personal lines.
Use Loss Control to Contain General Liability Insurance Costs
You might think you’re pretty good at detecting and preventing slip-and-fall/trip-and-fall hazards, and you might be right. But when it comes to managing business risks, pretty good isn’t good enough.
Liability lawsuits and so-called nuclear verdicts — loosely defined as... Find out more »
Hospitality and Gaming: Loss Control, Alternative Insurance Solutions Can Soften Industry Headwinds
When CBRE Hotels Research last month revised its industry forecast to project a return to pre-pandemic levels as early as the third quarter of 2022, it was another sign of the cautious optimism currently characterizing much of the hospitality and gaming industry.
In a March 17, 2022,... Find out more »
Environmental Liability Insurance Is Having a Moment
Environmental Liability Insurance has been around for years, and the organizations that have protected themselves with it have used the product to good effect. Whether obtaining pollution coverage to fulfill a contractual requirement for a big project or calling on the policy to settle a claim,... Find out more »
Employment Practices Liability: Improving Insurance Market for Managing Ongoing Risks
After making Page 1 headlines throughout the latter half of the past decade, social issues that drove employment practices liability news — especially the Black Lives Matter and #MeToo movements — haven’t gone away. They have simply taken secondary positions in the public... Find out more »
Flight Plan: Consult an Aviation Insurance Expert Before Purchasing an Aircraft
Buying a private aircraft is not a transaction to enter casually.
First, just because you can afford to buy an airplane or helicopter doesn’t necessarily mean you can afford to own one. Aircraft ownership has many hidden costs — including Aviation Insurance — and, cumulatively,... Find out more »
Communications: The Key to an Informed, Engaged Workforce
Imagine planning a big-budget party seemingly certain to be a crowd-pleaser — beautiful venue, a wide assortment of premium food and beverage, professional entertainment — only to have few guests attend because information about the event was unclear, the venue was difficult to access... Find out more »
D&O Insurance for Private Companies and Nonprofits
When you accept an invitation to join a private organization’s board of directors, you might not realize that your activities as a current or former member could include fending off a lawsuit. Before you accept that invitation, ask whether the board is protected by Directors and Officers... Find out more »
Breaking the Bias on International Women’s Day
Alera Group is Creating an Environment that Inspires, Empowers and Supports Women
Fifty-seven percent.
That’s the number of women in the insurance industry holding entry-level positions.[1]
At first glance, these statistics seem hopeful in the pursuit of gender parity. However,... Find out more »
Study up! Education Industry Insurance Requires Academic Rigor
In some industries, a business or organization seeking liability insurance may have a hundred carriers willing to write coverage. In the education industry, the number of insurance companies willing to even consider issuing a liability policy is more likely to range from three to... Find out more »
Some Good News on Cyber Liability Insurance: Ransomware Coverage Remains Available
If you’re looking for good news amid the ever-increasing threat of cyber attack, escalating ransomware demands and Cyber Liability Insurance rate hikes, here it is: Despite all the bad news, ransomware coverage is still available to most businesses through major insurance... Find out more »