Simple Steps to Reduce Telecommuting-Related Risks

June 25, 2018
Employers’ Responsibilities: 1. Provide clear job descriptions, goals and reporting procedures for your telecommuting employees. 2. Ensure your workers’ compensation coverage applies to telecommuters. For example, if you have out-of-state teleworkers, make sure you have “other... Find out more »

10 Tips for Thinking Outside the Wellness Box

When most of us think of the word, “wellness”, images of yoga mats, massages and FitBits are typically what come to mind. While fitness, stress relief and exercise are all important components of wellness initiatives at companies, there’s more to being well than what we eat and how we... Find out more »

GDPR Deadline

June 1, 2018
What does the GDPR deadline mean for your insurance? Many of you are aware this past Friday, May 25th was the big GDPR compliance deadline. As a result, several clients have inquired whether their insurance would provide coverage for claims associated with this new law. If you’re a US... Find out more »

The Six Types of OSHA Violations and Their Penalties

May 31, 2018
As conscientious as you and your company may be about federal OSHA compliance and keeping employees safe, you may need to undergo an OSHA inspection. Here are six types of violations you could be cited for: De Minimus These violations do not have a monetary penalty because they do not... Find out more »

From Data Breaches to Ransomware: How to Avoid Becoming the Victim of a Cybercrime

May 24, 2018
Each time you connect to the Internet, you risk becoming the victim of a cybercrime. It's the price we pay for living in a digital world — whether it's at home, at work, or on your smartphone. According to the Identity Theft Resource Institute, the number of U.S. data breaches in 2016... Find out more »

5 Things Employers Need to Know about Domestic Partnerships and Benefit Offerings

May 18, 2018
With the rise in healthcare costs and increase in healthcare legislation, employers are faced with difficult decisions when it comes to their benefit offerings.  Depending on the family demographics of an organization, offering benefits to domestic partners can be a way to promote a culture of... Find out more »

Reference-Based Pricing — A New Way of Paying Health Care Providers

May 17, 2018
Many small employers are turning to self-funding to provide economical group health benefits to employees. A growing number now use reference-based pricing to lower costs. Reference-based pricing is a way for employers who self-fund their benefits to limit costs by paying a fixed amount for health... Find out more »

Reference-Based Pricing — A New Way of Paying Health Care Providers

Many small employers are turning to self-funding to provide economical group health benefits to employees. A growing number now use reference-based pricing to lower costs. Reference-based pricing is a way for employers who self-fund their benefits to limit costs by paying a fixed amount for health... Find out more »

Ten Reasons to Motivate Employees to Use Their Employee Health Benefit Portal

It’s not enough to give your employees the right health plan if they don’t understand it. An online employee portal or self-service site can help — if employees are motivated to use it. You put a lot of time, effort and money into choosing and purchasing the right health benefit plans for... Find out more »

Financial Market Commentary

February 9, 2018
Which is scarier? The Dow Jones Industrial Average dropping about 2,250 points? The S&P 500 Index dropping about 7.7%? Both recently happened and both are effectively the same thing. After more than 2 years, of record-breaking low (no) volatility, the market is suddenly very... Find out more »