AIA, Alera Group Insights
Benefit from our broad experience and insights into strategic employee health benefits, property & casualty, human resources, and personal lines.
Public Sector Insurance Dilemma: Bite the Bullet With Carriers or Take the Plunge Into a Pool?
Within the public sector is a vast array of entities – entire governments, infrastructure such as roads and electrical grids, law enforcement and schools – so it stands to reason that how public entities are insured varies widely.
Where is the entity located? Whom does it serve? Who... Find out more »
5 Ways to Limit Medical Malpractice Insurance Costs
Amid a hard market for Property and Casualty insurance, such as the one we’re in now, making informed, cost-efficient decisions about your insurance program is paramount. While you don’t want to overpay, you can’t afford to be under-insured.
Here are five ways to limit the cost... Find out more »
Compliance Matters: ACA Quiz
Don't miss our blog series, Compliance Matters! In this blog, you can test your knowledge about the Affordable Care Act (ACA). It has been several years since the Affordable Care Act was implemented. How much do you know about the health care law? Take our quiz and find out.
Number of... Find out more »
Weekly Wellbeing Resources: HIIT Workouts, Pandemic Fatigue and More!
When it comes to wellbeing, employers often find themselves challenged by how to approach a shift from a traditional wellness model to a comprehensive and holistic program that supports the whole person. Below you'll find this week’s curated list of wellbeing resources. Feel free to... Find out more »
Social Inflation, Nuclear Verdicts Mark Liability Insurance Landscape
To understand what’s driving the market for General Liability Insurance, start by considering three elements of the phenomenon known as social inflation:
Rampant litigation
Broadened definitions of liability
A spiking trend in... Find out more »
Employee Benefits Benchmarking Will Strengthen Your Business
How do you demonstrate to prospective employees that your business is a great place to work? How do you know your business is a great place to work?
If your organization isn’t using employee benefits benchmarking, you might not be able to answer... Find out more »
Knowledge, Relationships Keys to Navigating Hard Insurance Market for Real Estate Industry
Having a good, solid relationship with your insurance agent or broker and your insurance carrier is always a healthy business practice – even amid a buyer-friendly insurance marketplace and the best of economic times.
These, of course, are not the best of times. Already confronted with a... Find out more »
Weekly Wellbeing Resources: Conversation Starters, Book Recommendations and More!
When it comes to wellbeing, employers often find themselves challenged by how to approach a shift from a traditional wellness model to a comprehensive and holistic program that supports the whole person. Below you'll find this week’s curated list of wellbeing resources. Feel free... Find out more »
Disaster Aftermath: Unfavorable Property Insurance Market
Wildfires, hurricanes, a derecho.
If you live outside California or other parts of the West, you may have forgotten about the wildfires and the estimated $16.5 billion in losses they cost last summer and fall, along with at least 46 lives. If you didn’t lose a loved one or suffer property... Find out more »
Education Industry Facing Unprecedented Insurance Challenges
In early 2020, before most Americans became familiar with the word “coronavirus,” a different risk loomed over the education industry as its No. 1 threat: sexual abuse and molestation. And while COVID-19 has since become the most top-of-mind issue for schools ranging from grades K-12 to... Find out more »