Reference-Based Pricing — A New Way of Paying Health Care Providers

July 31, 2018
Many small employers are turning to self-funding to provide economical group health benefits to employees. A growing number now use reference-based pricing to lower costs. Reference-based pricing is a way for employers who self-fund their benefits to limit costs by paying a fixed amount for... Find out more »

Fire Prevention Safety Tips

July 24, 2018
Smoke detectors and fire extinguishers are important but the best way to fight a fire is to prevent it from starting. When it comes to fires, residential fires come to mind first. But commercial properties are also vulnerable. The National Fire Protection Agency reported 113,500 non-residential... Find out more »

What’s the Future of Auto and Home Claims Handling?

July 19, 2018
As with almost every other industry, the digital world is bringing changes to the insurance industry. The speed and convenience of digital transactions that shoppers and banking customers appreciate are now coming to insurance claims handling. In a study by LexisNexis Risk Solutions, 24... Find out more »

Is Your Company’s Retirement Plan Safe from Hacking?

July 17, 2018
Many employees rely heavily on the money they put into their employer-sponsored 401(k) account to pay for their retirement. The last thing they want is for the money to be stolen by cyber thieves. Cybersecurity is a growing concern. When Equifax, a credit reporting agency, was hacked in... Find out more »

Are You Ignoring Your Cyber Liability?

July 16, 2018
Less than 37 percent of small business owners feel they have adequate cyber liability insurance protection, according to a new study conducted by The Hanover Insurance Group, Inc., and Forbes Insights. The National Association of Insurance Commissioners (NAIC) has identified the main cyber risks... Find out more »

Eight Steps to Effective Workers’ Compensation Claims Management

July 2, 2018
These eight steps will help you create an effective workers’ compensation claims management procedure. But getting the first step right is probably the most important thing you can do to ensure you get all the other steps right, too. 1. Support a workplace where there is trust and mutual... Find out more »

What Should You Expect for Workers’ Comp Costs? Doom or Boom?

June 27, 2018
Two experts recently gave their opinions on the future of workers’ comp costs. One expert is pessimistic, the other one is optimistic. What do you think? Doom? Workers’ compensation costs could increase 300 percent by 2030, according to economist Richard Victor, a senior fellow with the... Find out more »

Answering Your Employee’s Questions About Enrolling in Medicare

Working past age 65 is no longer uncommon. According to the U.S. Jobs report, almost 19 percent of people 65 or older worked at least part-time in the second quarter of 2017. With that in mind, it pays to be aware of current guidelines for employees who want to keep their group health care... Find out more »

Simple Steps to Reduce Telecommuting-Related Risks

June 25, 2018
Employers’ Responsibilities: 1. Provide clear job descriptions, goals and reporting procedures for your telecommuting employees. 2. Ensure your workers’ compensation coverage applies to telecommuters. For example, if you have out-of-state teleworkers, make sure you have “other... Find out more »

10 Tips for Thinking Outside the Wellness Box

When most of us think of the word, “wellness”, images of yoga mats, massages and FitBits are typically what come to mind. While fitness, stress relief and exercise are all important components of wellness initiatives at companies, there’s more to being well than what we eat and how we... Find out more »